Quick answer: under Pakistan’s Finance Bill 2026 salary slab table, taxable income up to Rs. 600,000 per year is listed at 0%, and the top 35% slab starts above Rs. 7,000,000 per year. Use the table below to estimate your monthly tax and take-home salary for FY 2026-27.
Important: this is a simple estimate based on the official Finance Bill 2026 slab table. It assumes your full gross salary is taxable and does not include allowances, exemptions, credits, arrears, employer benefits, provincial rules, payroll adjustments, or professional tax advice. Confirm your final liability with FBR, your payroll team, or a qualified tax adviser.
Pakistan salary tax quick calculator table for FY 2026-27
Find the nearest monthly salary below. Annual salary is calculated as monthly gross salary × 12.
| Monthly gross salary | Annual taxable salary | Estimated annual tax | Estimated monthly tax | Estimated monthly take-home |
|---|---|---|---|---|
| Rs. 50,000 | Rs. 600,000 | Rs. 0 | Rs. 0 | Rs. 50,000 |
| Rs. 100,000 | Rs. 1,200,000 | Rs. 6,000 | Rs. 500 | Rs. 99,500 |
| Rs. 150,000 | Rs. 1,800,000 | Rs. 72,000 | Rs. 6,000 | Rs. 144,000 |
| Rs. 183,333 | Rs. 2,199,996 | Rs. 116,000 | Rs. 9,667 | Rs. 173,666 |
| Rs. 200,000 | Rs. 2,400,000 | Rs. 156,000 | Rs. 13,000 | Rs. 187,000 |
| Rs. 250,000 | Rs. 3,000,000 | Rs. 276,000 | Rs. 23,000 | Rs. 227,000 |
| Rs. 300,000 | Rs. 3,600,000 | Rs. 416,000 | Rs. 34,667 | Rs. 265,333 |
| Rs. 400,000 | Rs. 4,800,000 | Rs. 744,000 | Rs. 62,000 | Rs. 338,000 |
| Rs. 500,000 | Rs. 6,000,000 | Rs. 1,104,000 | Rs. 92,000 | Rs. 408,000 |
| Rs. 750,000 | Rs. 9,000,000 | Rs. 2,124,000 | Rs. 177,000 | Rs. 573,000 |
| Rs. 1,000,000 | Rs. 12,000,000 | Rs. 3,174,000 | Rs. 264,500 | Rs. 735,500 |
Official Finance Bill 2026 salary tax slabs
The Finance Bill 2026 substitutes the individual taxable-income table in Division I, clause (2), Part I of the First Schedule. The listed table is:
| Annual taxable income | Rate / formula |
|---|---|
| Up to Rs. 600,000 | 0% |
| Rs. 600,001 to Rs. 1,200,000 | 1% of amount exceeding Rs. 600,000 |
| Rs. 1,200,001 to Rs. 2,200,000 | Rs. 6,000 + 11% of amount exceeding Rs. 1,200,000 |
| Rs. 2,200,001 to Rs. 3,200,000 | Rs. 116,000 + 20% of amount exceeding Rs. 2,200,000 |
| Rs. 3,200,001 to Rs. 4,100,000 | Rs. 316,000 + 25% of amount exceeding Rs. 3,200,000 |
| Rs. 4,100,001 to Rs. 5,600,000 | Rs. 541,000 + 29% of amount exceeding Rs. 4,100,000 |
| Rs. 5,600,001 to Rs. 7,000,000 | Rs. 976,000 + 32% of amount exceeding Rs. 5,600,000 |
| Above Rs. 7,000,000 | Rs. 1,424,000 + 35% of amount exceeding Rs. 7,000,000 |
How to calculate your salary tax manually
- Multiply your monthly taxable salary by 12.
- Find the annual income band in the slab table above.
- Apply the fixed tax amount for that band.
- Add the percentage tax on the amount above the band threshold.
- Divide annual tax by 12 to estimate monthly withholding.
Example: Rs. 300,000 monthly salary
Monthly gross salary of Rs. 300,000 equals Rs. 3,600,000 per year. This falls in the Rs. 3,200,001 to Rs. 4,100,000 band:
- Fixed tax: Rs. 316,000
- Excess above Rs. 3,200,000: Rs. 400,000
- 25% of excess: Rs. 100,000
- Estimated annual tax: Rs. 416,000
- Estimated monthly tax: about Rs. 34,667
- Estimated monthly take-home before other deductions: about Rs. 265,333
Other official Finance Bill 2026 tax points worth noting
- The Finance Bill 2026 says it comes into force on 1 July 2026, unless otherwise provided.
- FBR’s salient features say the maximum 35% salary tax rate threshold is increased from Rs. 4.1 million to Rs. 7 million.
- The bill text changes section 4AB so that the previous surcharge wording is replaced with “no surcharge shall be payable.”
- FBR’s salient features also mention abolition of tax on deemed income from immovable property through omission of section 7E.
- The reduced tax rate of 0.25% for IT and IT-enabled services exports is extended up to Tax Year 2029 in the salient features.
Who should use this calculator?
This estimate is useful for salaried employees in Pakistan, HR teams preparing July payroll checks, freelancers comparing salary offers, overseas Pakistanis reviewing Pakistan-source salary, and business owners who need a quick payroll sanity check.
If your salary includes allowances, bonuses, provident fund treatment, tax credits, arrears, exempt components, vehicle benefits, employer-paid benefits, or income from other sources, your actual tax can differ from this simple estimate.
Sources
- FBR Finance Bill 2026 PDF
- FBR Budget 2026-27 Salient Features PDF
- FBR Budget 2026-27 Finance Bill page
FAQ
What is the tax-free salary threshold in Pakistan for FY 2026-27 under the Finance Bill 2026?
The Finance Bill 2026 table lists taxable income up to Rs. 600,000 per year at 0% tax.
When do the Finance Bill 2026 changes start?
The Finance Bill 2026 states that, unless otherwise provided, it comes into force on the first day of July 2026.
Is this calculator tax advice?
No. It is a general estimate using the Finance Bill 2026 slab table and a simplified full-taxable-salary assumption.